Call reports 2019
UNIVERSITY NATIONAL BANK OF LAWRENCE, THE — 2019
What UNIVERSITY NATIONAL BANK OF LAWRENCE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 82,126,000 | 78,047,000 | 80,197,000 | 77,737,000 |
| Total loans | 62,500,000 | 62,814,000 | 61,290,000 | 63,606,000 |
| Allowance for loan losses | 885,000 | 986,000 | 987,000 | 887,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,152,000 | 2,986,000 | 2,809,000 | 2,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,292,000 | 70,110,000 | 72,425,000 | 69,907,000 |
| Interest-bearing deposits | 55,813,000 | 52,749,000 | 54,248,000 | 53,541,000 |
| Noninterest-bearing deposits | 18,479,000 | 17,361,000 | 18,177,000 | 16,366,000 |
| Equity capital | 7,456,000 | 7,569,000 | 7,628,000 | 7,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,706,000 | 2,571,000 | 3,449,000 |
| Interest expense | 96,000 | 198,000 | 307,000 | 419,000 |
| Net interest income | 748,000 | 1,508,000 | 2,264,000 | 3,030,000 |
| Noninterest income | 81,000 | 225,000 | 345,000 | 370,000 |
| Noninterest expense | 570,000 | 1,192,000 | 1,787,000 | 2,397,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 259,000 | 572,000 | 856,000 | 1,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 259,000 | 572,000 | 856,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,118,000 | 7,231,000 | 7,290,000 | 7,347,000 |
| Total capital | 7,777,000 | 7,880,000 | 7,913,000 | 7,980,000 |
| Risk-weighted assets | 52,499,000 | 51,644,000 | 49,509,000 | 50,393,000 |