Call reports 2018
UNIVERSITY NATIONAL BANK OF LAWRENCE, THE — 2018
What UNIVERSITY NATIONAL BANK OF LAWRENCE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 76,237,000 | 76,104,000 | 79,133,000 | 76,339,000 |
| Total loans | 59,965,000 | 61,873,000 | 60,732,000 | 61,606,000 |
| Allowance for loan losses | 877,000 | 881,000 | 883,000 | 884,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,372,000 | 3,193,000 | 2,979,000 | 3,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,919,000 | 68,702,000 | 71,567,000 | 68,881,000 |
| Interest-bearing deposits | 50,528,000 | 52,924,000 | 51,933,000 | 51,454,000 |
| Noninterest-bearing deposits | 18,391,000 | 15,778,000 | 19,634,000 | 17,427,000 |
| Equity capital | 7,143,000 | 7,234,000 | 7,342,000 | 7,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,563,000 | 2,392,000 | 3,238,000 |
| Interest expense | 55,000 | 110,000 | 174,000 | 251,000 |
| Net interest income | 710,000 | 1,453,000 | 2,218,000 | 2,987,000 |
| Noninterest income | 109,000 | 244,000 | 339,000 | 464,000 |
| Noninterest expense | 652,000 | 1,329,000 | 1,951,000 | 2,680,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 167,000 | 368,000 | 606,000 | 771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 368,000 | 606,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,805,000 | 6,896,000 | 7,004,000 | 7,039,000 |
| Total capital | 7,454,000 | 7,553,000 | 7,640,000 | 7,680,000 |
| Risk-weighted assets | 51,669,000 | 52,406,000 | 50,710,000 | 51,085,000 |