Call reports 2017
UNIVERSITY NATIONAL BANK OF LAWRENCE, THE — 2017
What UNIVERSITY NATIONAL BANK OF LAWRENCE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 79,295,000 | 78,359,000 | 78,817,000 | 78,406,000 |
| Total loans | 60,363,000 | 60,553,000 | 60,591,000 | 60,070,000 |
| Allowance for loan losses | 934,000 | 934,000 | 934,000 | 936,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,461,000 | 4,165,000 | 3,854,000 | 3,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,371,000 | 71,321,000 | 71,653,000 | 71,201,000 |
| Interest-bearing deposits | 54,291,000 | 54,809,000 | 55,309,000 | 54,403,000 |
| Noninterest-bearing deposits | 18,080,000 | 16,512,000 | 16,344,000 | 16,798,000 |
| Equity capital | 6,828,000 | 6,931,000 | 7,020,000 | 7,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,491,000 | 2,255,000 | 3,047,000 |
| Interest expense | 69,000 | 127,000 | 188,000 | 248,000 |
| Net interest income | 651,000 | 1,364,000 | 2,067,000 | 2,799,000 |
| Noninterest income | 99,000 | 183,000 | 306,000 | 402,000 |
| Noninterest expense | 605,000 | 1,199,000 | 1,836,000 | 2,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 145,000 | 348,000 | 537,000 | 713,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 348,000 | 537,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,490,000 | 6,593,000 | 6,682,000 | 6,748,000 |
| Total capital | 7,151,000 | 7,252,000 | 7,338,000 | 7,397,000 |
| Risk-weighted assets | 52,564,000 | 52,386,000 | 52,121,000 | 51,568,000 |