Call reports 2016
UNIVERSITY NATIONAL BANK OF LAWRENCE, THE — 2016
What UNIVERSITY NATIONAL BANK OF LAWRENCE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 70,982,000 | 70,842,000 | 73,528,000 | 74,733,000 |
| Total loans | 51,148,000 | 56,386,000 | 56,994,000 | 58,186,000 |
| Allowance for loan losses | 926,000 | 936,000 | 945,000 | 933,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,902,000 | 5,549,000 | 5,142,000 | 4,798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,248,000 | 62,130,000 | 64,721,000 | 65,873,000 |
| Interest-bearing deposits | 47,667,000 | 47,940,000 | 49,218,000 | 50,628,000 |
| Noninterest-bearing deposits | 14,581,000 | 14,190,000 | 15,503,000 | 15,245,000 |
| Equity capital | 6,607,000 | 6,604,000 | 6,641,000 | 6,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,316,000 | 2,014,000 | 2,723,000 |
| Interest expense | 71,000 | 138,000 | 205,000 | 272,000 |
| Net interest income | 573,000 | 1,178,000 | 1,809,000 | 2,451,000 |
| Noninterest income | 140,000 | 215,000 | 360,000 | 495,000 |
| Noninterest expense | 696,000 | 1,379,000 | 2,118,000 | 2,803,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 14,000 | 51,000 | 143,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 14,000 | 51,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,269,000 | 6,266,000 | 6,303,000 | 6,395,000 |
| Total capital | 6,832,000 | 6,871,000 | 6,916,000 | 7,032,000 |
| Risk-weighted assets | 44,556,000 | 47,974,000 | 48,595,000 | 50,675,000 |