Call reports 2001
UNIVERSITY NATIONAL BANK OF LAWRENCE, THE — 2001
What UNIVERSITY NATIONAL BANK OF LAWRENCE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 73,837,000 | 79,120,000 | 79,458,000 | 77,883,000 |
| Total loans | 62,491,000 | 63,846,000 | 63,803,000 | 69,985,000 |
| Allowance for loan losses | 441,000 | 441,000 | 456,000 | 465,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,220,000 | 926,000 | 839,000 | 641,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,071,000 | 71,441,000 | 71,494,000 | 69,422,000 |
| Interest-bearing deposits | 52,552,000 | 57,568,000 | 58,467,000 | 57,776,000 |
| Noninterest-bearing deposits | 13,519,000 | 13,873,000 | 13,027,000 | 11,646,000 |
| Equity capital | 7,517,000 | 7,463,000 | 7,684,000 | 8,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,585,000 | 3,244,000 | 4,868,000 | 6,399,000 |
| Interest expense | 650,000 | 1,321,000 | 1,976,000 | 2,550,000 |
| Net interest income | 935,000 | 1,923,000 | 2,892,000 | 3,849,000 |
| Noninterest income | 216,000 | 611,000 | 972,000 | 1,294,000 |
| Noninterest expense | 513,000 | 1,088,000 | 1,692,000 | 2,455,000 |
| Provision for loan losses | 9,000 | 9,000 | 33,000 | 42,000 |
| Pretax income | 629,000 | 1,437,000 | 2,139,000 | 2,646,000 |
| Income tax | 28,000 | 65,000 | 96,000 | 119,000 |
| Net income | 601,000 | 1,372,000 | 2,043,000 | 2,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,517,000 | 7,463,000 | 7,684,000 | 8,168,000 |
| Total capital | 7,958,000 | 7,904,000 | 8,140,000 | 8,633,000 |
| Risk-weighted assets | 55,529,000 | 56,725,000 | 57,250,000 | 60,043,000 |