Call reports 2006
ROCKBRIDGE COMMERCIAL BANK — 2006
What ROCKBRIDGE COMMERCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q4 |
|---|---|
| Total assets | 29,096,000 |
| Total loans | 7,323,000 |
| Allowance for loan losses | 74,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 1,981,000 |
| Interest-bearing deposits | 1,554,000 |
| Noninterest-bearing deposits | 427,000 |
| Equity capital | 26,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q4 |
|---|---|
| Interest income | 342,000 |
| Interest expense | 6,000 |
| Net interest income | 336,000 |
| Noninterest income | 0 |
| Noninterest expense | 727,000 |
| Provision for loan losses | 74,000 |
| Pretax income | -465,000 |
| Income tax | 0 |
| Net income | -465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q4 |
|---|---|
| Tier 1 capital | 26,944,000 |
| Total capital | 27,018,000 |
| Risk-weighted assets | 12,384,000 |