Call reports 2025
TRISTAR BANK — 2025
What TRISTAR BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 505,538,000 | 512,159,000 | 525,411,000 | 539,541,000 |
| Total loans | 374,411,000 | 368,877,000 | 373,099,000 | 383,452,000 |
| Allowance for loan losses | 3,589,000 | 3,478,000 | 3,497,000 | 3,341,000 |
| Securities available for sale | 73,958,000 | 72,724,000 | 88,611,000 | 99,367,000 |
| Securities held to maturity | 6,133,000 | 7,384,000 | 6,270,000 | 5,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,581,000 | 423,247,000 | 445,150,000 | 459,698,000 |
| Interest-bearing deposits | 358,295,000 | 360,624,000 | 380,222,000 | 401,816,000 |
| Noninterest-bearing deposits | 61,286,000 | 62,623,000 | 64,928,000 | 57,882,000 |
| Equity capital | 39,452,000 | 40,119,000 | 42,884,000 | 45,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,054,000 | 14,323,000 | 21,664,000 | 29,153,000 |
| Interest expense | 2,761,000 | 5,583,000 | 8,448,000 | 11,403,000 |
| Net interest income | 4,293,000 | 8,740,000 | 13,216,000 | 17,750,000 |
| Noninterest income | 671,000 | 1,287,000 | 1,999,000 | 2,677,000 |
| Noninterest expense | 3,668,000 | 7,405,000 | 11,277,000 | 15,056,000 |
| Provision for loan losses | 53,000 | 128,000 | 276,000 | 409,000 |
| Pretax income | 1,293,000 | 2,557,000 | 3,778,000 | 5,105,000 |
| Income tax | 226,000 | 441,000 | 627,000 | 873,000 |
| Net income | 1,067,000 | 2,116,000 | 3,151,000 | 4,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,128,000 | 50,695,000 | 51,748,000 | 52,849,000 |
| Total capital | 53,826,000 | 54,269,000 | 55,315,000 | 56,237,000 |
| Risk-weighted assets | 419,436,000 | 419,561,000 | 418,085,000 | 436,218,000 |