Call reports 2024
TRISTAR BANK — 2024
What TRISTAR BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 462,834,000 | 490,472,000 | 496,826,000 | 492,943,000 |
| Total loans | 328,450,000 | 344,262,000 | 358,239,000 | 364,229,000 |
| Allowance for loan losses | 3,512,000 | 3,446,000 | 3,704,000 | 3,638,000 |
| Securities available for sale | 79,644,000 | 78,000,000 | 79,355,000 | 74,730,000 |
| Securities held to maturity | 6,132,000 | 6,132,000 | 6,132,000 | 6,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,672,000 | 415,669,000 | 401,457,000 | 406,716,000 |
| Interest-bearing deposits | 346,537,000 | 351,660,000 | 337,513,000 | 346,816,000 |
| Noninterest-bearing deposits | 58,135,000 | 64,009,000 | 63,944,000 | 59,900,000 |
| Equity capital | 36,167,000 | 36,659,000 | 39,898,000 | 38,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,213,000 | 12,580,000 | 19,417,000 | 26,391,000 |
| Interest expense | 2,445,000 | 4,986,000 | 7,750,000 | 10,593,000 |
| Net interest income | 3,768,000 | 7,594,000 | 11,667,000 | 15,798,000 |
| Noninterest income | 687,000 | 1,371,000 | 3,017,000 | 3,751,000 |
| Noninterest expense | 3,377,000 | 6,847,000 | 10,573,000 | 14,180,000 |
| Provision for loan losses | 15,000 | 95,000 | 589,000 | 722,000 |
| Pretax income | 975,000 | 1,893,000 | 3,409,000 | 4,499,000 |
| Income tax | 165,000 | 316,000 | 619,000 | 846,000 |
| Net income | 810,000 | 1,577,000 | 2,790,000 | 3,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,661,000 | 47,446,000 | 48,679,000 | 49,061,000 |
| Total capital | 50,278,000 | 51,025,000 | 52,507,000 | 52,861,000 |
| Risk-weighted assets | 381,216,000 | 394,080,000 | 403,102,000 | 411,354,000 |