Call reports 2023
TRISTAR BANK — 2023
What TRISTAR BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 447,127,000 | 455,478,000 | 452,118,000 | 472,545,000 |
| Total loans | 311,076,000 | 316,578,000 | 317,235,000 | 327,954,000 |
| Allowance for loan losses | 4,015,000 | 3,751,000 | 3,681,000 | 3,607,000 |
| Securities available for sale | 92,702,000 | 83,445,000 | 75,598,000 | 81,681,000 |
| Securities held to maturity | 6,135,000 | 6,133,000 | 6,131,000 | 6,131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,097,000 | 400,028,000 | 405,926,000 | 403,006,000 |
| Interest-bearing deposits | 354,599,000 | 339,304,000 | 345,457,000 | 343,639,000 |
| Noninterest-bearing deposits | 54,498,000 | 60,724,000 | 60,469,000 | 59,367,000 |
| Equity capital | 33,000,000 | 32,859,000 | 30,088,000 | 36,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,127,000 | 10,710,000 | 16,687,000 | 22,781,000 |
| Interest expense | 1,495,000 | 3,272,000 | 5,423,000 | 7,712,000 |
| Net interest income | 3,632,000 | 7,438,000 | 11,264,000 | 15,069,000 |
| Noninterest income | 704,000 | 1,417,000 | 2,064,000 | 2,601,000 |
| Noninterest expense | 3,496,000 | 6,947,000 | 10,467,000 | 13,689,000 |
| Provision for loan losses | 0 | 165,000 | 214,000 | 294,000 |
| Pretax income | 848,000 | 1,804,000 | 2,756,000 | 3,805,000 |
| Income tax | 126,000 | 289,000 | 450,000 | 629,000 |
| Net income | 722,000 | 1,515,000 | 2,306,000 | 3,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,340,000 | 44,152,000 | 44,962,000 | 45,852,000 |
| Total capital | 47,569,000 | 48,016,000 | 48,743,000 | 49,564,000 |
| Risk-weighted assets | 372,299,000 | 373,416,000 | 397,351,000 | 380,721,000 |