Call reports 2020
TRISTAR BANK — 2020
What TRISTAR BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 320,434,000 | 352,872,000 | 358,668,000 | 357,998,000 |
| Total loans | 235,573,000 | 256,495,000 | 250,875,000 | 254,412,000 |
| Allowance for loan losses | 2,821,000 | 3,232,000 | 3,305,000 | 3,547,000 |
| Securities available for sale | 40,703,000 | 45,304,000 | 48,658,000 | 49,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,729,000 | 306,493,000 | 311,082,000 | 312,138,000 |
| Interest-bearing deposits | 252,025,000 | 269,051,000 | 269,763,000 | 275,250,000 |
| Noninterest-bearing deposits | 24,704,000 | 37,442,000 | 41,319,000 | 36,888,000 |
| Equity capital | 26,466,000 | 28,652,000 | 29,656,000 | 30,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,756,000 | 7,760,000 | 11,474,000 | 15,168,000 |
| Interest expense | 883,000 | 1,627,000 | 2,281,000 | 2,817,000 |
| Net interest income | 2,873,000 | 6,133,000 | 9,193,000 | 12,351,000 |
| Noninterest income | 629,000 | 1,647,000 | 2,356,000 | 3,566,000 |
| Noninterest expense | 2,560,000 | 5,440,000 | 8,124,000 | 11,054,000 |
| Provision for loan losses | 210,000 | 750,000 | 935,000 | 1,200,000 |
| Pretax income | 765,000 | 1,627,000 | 2,527,000 | 3,704,000 |
| Income tax | 165,000 | 359,000 | 556,000 | 839,000 |
| Net income | 600,000 | 1,268,000 | 1,971,000 | 2,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,231,000 | 27,368,000 | 28,290,000 | 29,188,000 |
| Total capital | 29,052,000 | 30,600,000 | 31,521,000 | 32,496,000 |
| Risk-weighted assets | 251,870,000 | 265,627,000 | 258,406,000 | 264,461,000 |