Call reports 2016
TRISTAR BANK — 2016
What TRISTAR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 245,440,000 | 244,834,000 | 250,705,000 | 253,185,000 |
| Total loans | 153,022,000 | 154,177,000 | 157,101,000 | 163,537,000 |
| Allowance for loan losses | 1,603,000 | 1,713,000 | 1,763,000 | 1,734,000 |
| Securities available for sale | 54,577,000 | 64,252,000 | 61,333,000 | 56,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,089,000 | 213,717,000 | 221,741,000 | 220,170,000 |
| Interest-bearing deposits | 186,680,000 | 192,815,000 | 202,225,000 | 198,741,000 |
| Noninterest-bearing deposits | 29,409,000 | 20,902,000 | 19,516,000 | 21,429,000 |
| Equity capital | 21,007,000 | 22,030,000 | 22,205,000 | 21,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,525,000 | 5,062,000 | 7,499,000 | 9,997,000 |
| Interest expense | 372,000 | 741,000 | 1,100,000 | 1,448,000 |
| Net interest income | 2,153,000 | 4,321,000 | 6,399,000 | 8,549,000 |
| Noninterest income | 501,000 | 1,036,000 | 1,532,000 | 2,168,000 |
| Noninterest expense | 1,980,000 | 3,990,000 | 6,021,000 | 8,072,000 |
| Provision for loan losses | 100,000 | 210,000 | 300,000 | 345,000 |
| Pretax income | 626,000 | 1,209,000 | 1,792,000 | 2,416,000 |
| Income tax | 188,000 | 351,000 | 526,000 | 613,000 |
| Net income | 438,000 | 858,000 | 1,266,000 | 1,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,140,000 | 20,728,000 | 21,022,000 | 21,748,000 |
| Total capital | 21,743,000 | 22,441,000 | 22,785,000 | 23,482,000 |
| Risk-weighted assets | 157,904,000 | 161,824,000 | 161,685,000 | 179,828,000 |