Call reports 2015
TRISTAR BANK — 2015
What TRISTAR BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 233,283,000 | 233,316,000 | 237,184,000 | 239,550,000 |
| Total loans | 128,359,000 | 144,056,000 | 145,260,000 | 159,114,000 |
| Allowance for loan losses | 1,301,000 | 1,309,000 | 1,451,000 | 1,517,000 |
| Securities available for sale | 72,078,000 | 65,432,000 | 64,636,000 | 57,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,913,000 | 202,644,000 | 208,672,000 | 208,279,000 |
| Interest-bearing deposits | 176,272,000 | 175,954,000 | 182,237,000 | 179,788,000 |
| Noninterest-bearing deposits | 25,641,000 | 26,690,000 | 26,435,000 | 28,491,000 |
| Equity capital | 20,649,000 | 20,436,000 | 21,052,000 | 21,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,284,000 | 4,738,000 | 7,228,000 | 9,699,000 |
| Interest expense | 417,000 | 827,000 | 1,229,000 | 1,607,000 |
| Net interest income | 1,867,000 | 3,911,000 | 5,999,000 | 8,092,000 |
| Noninterest income | 453,000 | 1,065,000 | 1,619,000 | 2,060,000 |
| Noninterest expense | 1,886,000 | 3,889,000 | 5,871,000 | 7,759,000 |
| Provision for loan losses | 150,000 | 312,000 | 447,000 | 550,000 |
| Pretax income | 436,000 | 942,000 | 1,506,000 | 2,046,000 |
| Income tax | 103,000 | 228,000 | 370,000 | 499,000 |
| Net income | 333,000 | 714,000 | 1,136,000 | 1,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,231,000 | 19,718,000 | 20,072,000 | 20,522,000 |
| Total capital | 20,532,000 | 21,027,000 | 21,523,000 | 22,039,000 |
| Risk-weighted assets | 148,235,000 | 154,884,000 | 149,318,000 | 163,754,000 |