Call reports 2014
TRISTAR BANK — 2014
What TRISTAR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 217,251,000 | 217,462,000 | 232,958,000 | 231,399,000 |
| Total loans | 105,793,000 | 114,189,000 | 119,391,000 | 122,258,000 |
| Allowance for loan losses | 1,228,000 | 1,246,000 | 1,268,000 | 1,262,000 |
| Securities available for sale | 85,947,000 | 72,734,000 | 73,735,000 | 73,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,073,000 | 184,885,000 | 201,250,000 | 199,374,000 |
| Interest-bearing deposits | 162,058,000 | 163,803,000 | 178,012,000 | 175,305,000 |
| Noninterest-bearing deposits | 24,015,000 | 21,082,000 | 23,238,000 | 24,069,000 |
| Equity capital | 19,022,000 | 19,732,000 | 20,127,000 | 20,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,128,000 | 4,365,000 | 6,669,000 | 9,015,000 |
| Interest expense | 433,000 | 870,000 | 1,320,000 | 1,775,000 |
| Net interest income | 1,695,000 | 3,495,000 | 5,349,000 | 7,240,000 |
| Noninterest income | 410,000 | 927,000 | 1,473,000 | 1,956,000 |
| Noninterest expense | 1,838,000 | 3,688,000 | 5,484,000 | 7,290,000 |
| Provision for loan losses | 65,000 | 132,000 | 187,000 | 205,000 |
| Pretax income | 202,000 | 679,000 | 1,215,000 | 1,765,000 |
| Income tax | 22,000 | 153,000 | 310,000 | 453,000 |
| Net income | 180,000 | 526,000 | 905,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,162,000 | 18,552,000 | 18,900,000 | 19,155,000 |
| Total capital | 19,390,000 | 19,798,000 | 20,168,000 | 20,417,000 |
| Risk-weighted assets | 133,259,000 | 135,952,000 | 145,770,000 | 149,460,000 |