Call reports 2013
TRISTAR BANK — 2013
What TRISTAR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 219,126,000 | 213,913,000 | 219,394,000 | 218,396,000 |
| Total loans | 94,073,000 | 99,807,000 | 96,931,000 | 107,014,000 |
| Allowance for loan losses | 1,066,000 | 1,101,000 | 1,129,000 | 1,175,000 |
| Securities available for sale | 97,590,000 | 89,819,000 | 98,510,000 | 87,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,288,000 | 182,207,000 | 187,440,000 | 187,715,000 |
| Interest-bearing deposits | 164,231,000 | 160,001,000 | 164,181,000 | 164,128,000 |
| Noninterest-bearing deposits | 22,057,000 | 22,206,000 | 23,259,000 | 23,587,000 |
| Equity capital | 19,646,000 | 18,518,000 | 18,635,000 | 18,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,950,000 | 3,893,000 | 5,937,000 | 8,080,000 |
| Interest expense | 524,000 | 1,029,000 | 1,518,000 | 1,980,000 |
| Net interest income | 1,426,000 | 2,864,000 | 4,419,000 | 6,100,000 |
| Noninterest income | 440,000 | 1,031,000 | 1,579,000 | 2,054,000 |
| Noninterest expense | 1,514,000 | 3,057,000 | 4,667,000 | 6,410,000 |
| Provision for loan losses | 40,000 | 163,000 | 240,000 | 320,000 |
| Pretax income | 355,000 | 718,000 | 1,133,000 | 1,557,000 |
| Income tax | 80,000 | 158,000 | 246,000 | 349,000 |
| Net income | 275,000 | 560,000 | 887,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,615,000 | 17,768,000 | 18,130,000 | 18,262,000 |
| Total capital | 18,681,000 | 18,869,000 | 19,259,000 | 19,437,000 |
| Risk-weighted assets | 124,821,000 | 130,041,000 | 128,054,000 | 134,656,000 |