Call reports 2012
TRISTAR BANK — 2012
What TRISTAR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 169,761,000 | 169,102,000 | 178,251,000 | 222,361,000 |
| Total loans | 81,766,000 | 81,218,000 | 82,927,000 | 95,013,000 |
| Allowance for loan losses | 1,184,000 | 1,078,000 | 1,125,000 | 1,144,000 |
| Securities available for sale | 65,185,000 | 69,869,000 | 78,669,000 | 95,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,437,000 | 138,127,000 | 146,749,000 | 189,402,000 |
| Interest-bearing deposits | 125,649,000 | 124,422,000 | 132,064,000 | 171,175,000 |
| Noninterest-bearing deposits | 13,788,000 | 13,705,000 | 14,685,000 | 18,227,000 |
| Equity capital | 16,527,000 | 17,186,000 | 17,751,000 | 19,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,846,000 | 3,668,000 | 5,437,000 | 7,341,000 |
| Interest expense | 508,000 | 1,001,000 | 1,486,000 | 2,022,000 |
| Net interest income | 1,338,000 | 2,667,000 | 3,951,000 | 5,319,000 |
| Noninterest income | 796,000 | 1,365,000 | 1,755,000 | 2,171,000 |
| Noninterest expense | 1,363,000 | 2,629,000 | 3,932,000 | 5,362,000 |
| Provision for loan losses | 200,000 | 230,000 | 292,000 | 387,000 |
| Pretax income | 591,000 | 1,289,000 | 1,729,000 | 2,023,000 |
| Income tax | 126,000 | 241,000 | 344,000 | 403,000 |
| Net income | 465,000 | 1,048,000 | 1,385,000 | 1,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,087,000 | 15,729,000 | 16,068,000 | 17,230,000 |
| Total capital | 16,271,000 | 16,807,000 | 17,193,000 | 18,374,000 |
| Risk-weighted assets | 105,481,000 | 102,225,000 | 105,958,000 | 125,807,000 |