Call reports 2011
TRISTAR BANK — 2011
What TRISTAR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 157,460,000 | 162,225,000 | 168,502,000 | 168,301,000 |
| Total loans | 87,797,000 | 87,099,000 | 85,865,000 | 84,555,000 |
| Allowance for loan losses | 1,035,000 | 1,050,000 | 948,000 | 950,000 |
| Securities available for sale | 50,388,000 | 55,540,000 | 65,563,000 | 63,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,513,000 | 132,156,000 | 138,907,000 | 138,713,000 |
| Interest-bearing deposits | 116,590,000 | 119,859,000 | 126,050,000 | 125,552,000 |
| Noninterest-bearing deposits | 10,923,000 | 12,297,000 | 12,857,000 | 13,161,000 |
| Equity capital | 14,151,000 | 15,107,000 | 16,121,000 | 16,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,895,000 | 3,818,000 | 5,762,000 | 7,652,000 |
| Interest expense | 625,000 | 1,235,000 | 1,813,000 | 2,358,000 |
| Net interest income | 1,270,000 | 2,583,000 | 3,949,000 | 5,294,000 |
| Noninterest income | 292,000 | 596,000 | 900,000 | 1,200,000 |
| Noninterest expense | 1,109,000 | 2,270,000 | 3,478,000 | 4,733,000 |
| Provision for loan losses | 50,000 | 145,000 | 285,000 | 335,000 |
| Pretax income | 416,000 | 851,000 | 1,290,000 | 1,834,000 |
| Income tax | 98,000 | 196,000 | 286,000 | 418,000 |
| Net income | 318,000 | 655,000 | 1,004,000 | 1,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,937,000 | 14,275,000 | 14,624,000 | 15,036,000 |
| Total capital | 14,972,000 | 15,325,000 | 15,572,000 | 15,986,000 |
| Risk-weighted assets | 104,796,000 | 105,602,000 | 105,431,000 | 105,328,000 |