Call reports 2010
TRISTAR BANK — 2010
What TRISTAR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 144,501,000 | 147,387,000 | 147,478,000 | 149,650,000 |
| Total loans | 90,605,000 | 89,389,000 | 90,756,000 | 87,722,000 |
| Allowance for loan losses | 1,329,000 | 1,301,000 | 1,257,000 | 1,196,000 |
| Securities available for sale | 37,340,000 | 39,924,000 | 41,206,000 | 46,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,167,000 | 117,632,000 | 117,030,000 | 119,960,000 |
| Interest-bearing deposits | 105,059,000 | 107,127,000 | 105,912,000 | 109,902,000 |
| Noninterest-bearing deposits | 10,108,000 | 10,505,000 | 11,119,000 | 10,059,000 |
| Equity capital | 13,506,000 | 13,938,000 | 14,562,000 | 13,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,982,000 | 3,975,000 | 5,927,000 | 7,836,000 |
| Interest expense | 681,000 | 1,339,000 | 1,987,000 | 2,635,000 |
| Net interest income | 1,301,000 | 2,636,000 | 3,940,000 | 5,201,000 |
| Noninterest income | 297,000 | 629,000 | 1,001,000 | 1,240,000 |
| Noninterest expense | 1,053,000 | 2,169,000 | 3,232,000 | 4,369,000 |
| Provision for loan losses | 47,000 | 105,000 | 190,000 | 305,000 |
| Pretax income | 502,000 | 1,009,000 | 1,522,000 | 1,856,000 |
| Income tax | 142,000 | 288,000 | 435,000 | 507,000 |
| Net income | 360,000 | 721,000 | 1,087,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,181,000 | 13,392,000 | 13,758,000 | 14,020,000 |
| Total capital | 14,467,000 | 14,627,000 | 15,015,000 | 15,216,000 |
| Risk-weighted assets | 102,800,000 | 98,705,000 | 104,225,000 | 102,658,000 |