Call reports 2009
TRISTAR BANK — 2009
What TRISTAR BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 138,060,000 | 138,476,000 | 139,487,000 | 143,373,000 |
| Total loans | 90,453,000 | 91,246,000 | 92,062,000 | 92,066,000 |
| Allowance for loan losses | 923,000 | 916,000 | 1,052,000 | 1,328,000 |
| Securities available for sale | 27,630,000 | 32,457,000 | 30,180,000 | 33,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,012,000 | 111,249,000 | 109,883,000 | 113,674,000 |
| Interest-bearing deposits | 100,146,000 | 101,879,000 | 99,756,000 | 102,563,000 |
| Noninterest-bearing deposits | 9,865,000 | 9,370,000 | 10,127,000 | 11,111,000 |
| Equity capital | 11,279,000 | 11,649,000 | 12,558,000 | 12,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,055,000 | 4,285,000 | 6,330,000 | 8,409,000 |
| Interest expense | 784,000 | 1,597,000 | 2,372,000 | 3,124,000 |
| Net interest income | 1,271,000 | 2,688,000 | 3,958,000 | 5,285,000 |
| Noninterest income | 356,000 | 678,000 | 918,000 | 1,217,000 |
| Noninterest expense | 1,040,000 | 2,181,000 | 3,249,000 | 4,464,000 |
| Provision for loan losses | 190,000 | 335,000 | 505,000 | 570,000 |
| Pretax income | 425,000 | 656,000 | 1,229,000 | 1,815,000 |
| Income tax | 123,000 | 169,000 | 337,000 | 509,000 |
| Net income | 302,000 | 487,000 | 892,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,728,000 | 11,912,000 | 12,317,000 | 12,821,000 |
| Total capital | 12,651,000 | 12,828,000 | 13,369,000 | 14,089,000 |
| Risk-weighted assets | 101,742,000 | 98,169,000 | 100,722,000 | 101,390,000 |