Call reports 2008
TRISTAR BANK — 2008
What TRISTAR BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 121,168,000 | 121,589,000 | 122,410,000 | 128,677,000 |
| Total loans | 86,893,000 | 89,659,000 | 91,272,000 | 93,680,000 |
| Allowance for loan losses | 986,000 | 1,027,000 | 1,065,000 | 1,053,000 |
| Securities available for sale | 20,910,000 | 20,666,000 | 20,074,000 | 19,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,170,000 | 96,249,000 | 95,230,000 | 100,823,000 |
| Interest-bearing deposits | 88,314,000 | 86,071,000 | 84,833,000 | 88,131,000 |
| Noninterest-bearing deposits | 9,856,000 | 10,178,000 | 10,397,000 | 12,692,000 |
| Equity capital | 11,542,000 | 11,532,000 | 11,168,000 | 11,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,969,000 | 3,952,000 | 5,957,000 | 8,009,000 |
| Interest expense | 952,000 | 1,775,000 | 2,567,000 | 3,337,000 |
| Net interest income | 1,017,000 | 2,177,000 | 3,390,000 | 4,672,000 |
| Noninterest income | 262,000 | 577,000 | 897,000 | 1,223,000 |
| Noninterest expense | 900,000 | 1,869,000 | 2,834,000 | 3,755,000 |
| Provision for loan losses | 45,000 | 95,000 | 150,000 | 165,000 |
| Pretax income | 361,000 | 816,000 | 649,000 | 1,279,000 |
| Income tax | 109,000 | 254,000 | 165,000 | 366,000 |
| Net income | 252,000 | 562,000 | 484,000 | 913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,889,000 | 11,198,000 | 11,121,000 | 11,550,000 |
| Total capital | 11,875,000 | 12,225,000 | 12,186,000 | 12,603,000 |
| Risk-weighted assets | 91,089,000 | 95,573,000 | 97,424,000 | 103,236,000 |