Call reports 2007
TRISTAR BANK — 2007
What TRISTAR BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 112,500,000 | 113,364,000 | 115,648,000 | 119,641,000 |
| Total loans | 79,744,000 | 80,141,000 | 83,248,000 | 87,662,000 |
| Allowance for loan losses | 877,000 | 904,000 | 930,000 | 951,000 |
| Securities available for sale | 21,199,000 | 20,684,000 | 21,152,000 | 20,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,356,000 | 98,593,000 | 96,040,000 | 96,870,000 |
| Interest-bearing deposits | 86,060,000 | 87,538,000 | 85,750,000 | 86,993,000 |
| Noninterest-bearing deposits | 10,296,000 | 11,055,000 | 10,290,000 | 9,877,000 |
| Equity capital | 10,459,000 | 10,506,000 | 10,926,000 | 11,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,823,000 | 3,707,000 | 5,641,000 | 7,625,000 |
| Interest expense | 868,000 | 1,794,000 | 2,737,000 | 3,691,000 |
| Net interest income | 955,000 | 1,913,000 | 2,904,000 | 3,934,000 |
| Noninterest income | 292,000 | 621,000 | 909,000 | 1,211,000 |
| Noninterest expense | 866,000 | 1,753,000 | 2,642,000 | 3,555,000 |
| Provision for loan losses | 37,000 | 70,000 | 100,000 | 125,000 |
| Pretax income | 344,000 | 710,000 | 1,070,000 | 1,465,000 |
| Income tax | 94,000 | 202,000 | 324,000 | 447,000 |
| Net income | 250,000 | 508,000 | 746,000 | 1,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,868,000 | 10,127,000 | 10,365,000 | 10,636,000 |
| Total capital | 10,745,000 | 11,031,000 | 11,295,000 | 11,587,000 |
| Risk-weighted assets | 87,286,000 | 91,274,000 | 95,130,000 | 93,072,000 |