Call reports 2006
TRISTAR BANK — 2006
What TRISTAR BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 103,513,000 | 105,895,000 | 109,058,000 | 110,495,000 |
| Total loans | 69,666,000 | 73,695,000 | 75,945,000 | 77,200,000 |
| Allowance for loan losses | 817,000 | 836,000 | 892,000 | 846,000 |
| Securities available for sale | 23,634,000 | 22,028,000 | 22,658,000 | 22,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,245,000 | 90,630,000 | 93,587,000 | 91,398,000 |
| Interest-bearing deposits | 81,316,000 | 81,602,000 | 82,351,000 | 80,211,000 |
| Noninterest-bearing deposits | 8,929,000 | 9,028,000 | 11,236,000 | 11,187,000 |
| Equity capital | 9,524,000 | 9,342,000 | 9,837,000 | 10,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 3,143,000 | 4,907,000 | 6,720,000 |
| Interest expense | 643,000 | 1,401,000 | 2,218,000 | 3,065,000 |
| Net interest income | 833,000 | 1,742,000 | 2,689,000 | 3,655,000 |
| Noninterest income | 229,000 | 519,000 | 825,000 | 1,104,000 |
| Noninterest expense | 801,000 | 1,650,000 | 2,494,000 | 3,372,000 |
| Provision for loan losses | 38,000 | 88,000 | 153,000 | 110,000 |
| Pretax income | 227,000 | 527,000 | 869,000 | 1,279,000 |
| Income tax | 36,000 | 117,000 | 214,000 | 354,000 |
| Net income | 191,000 | 410,000 | 655,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,169,000 | 9,153,000 | 9,349,000 | 9,618,000 |
| Total capital | 9,986,000 | 9,989,000 | 10,241,000 | 10,464,000 |
| Risk-weighted assets | 80,532,000 | 79,640,000 | 81,349,000 | 82,000,000 |