Call reports 2005
TRISTAR BANK — 2005
What TRISTAR BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 86,260,000 | 88,932,000 | 91,024,000 | 93,644,000 |
| Total loans | 54,682,000 | 56,334,000 | 57,423,000 | 59,801,000 |
| Allowance for loan losses | 706,000 | 739,000 | 770,000 | 799,000 |
| Securities available for sale | 23,694,000 | 24,309,000 | 23,272,000 | 24,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,749,000 | 77,903,000 | 79,725,000 | 82,624,000 |
| Interest-bearing deposits | 70,790,000 | 71,414,000 | 72,748,000 | 74,613,000 |
| Noninterest-bearing deposits | 5,959,000 | 6,489,000 | 6,977,000 | 8,011,000 |
| Equity capital | 8,906,000 | 9,342,000 | 9,570,000 | 9,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,353,000 | 3,662,000 | 5,016,000 |
| Interest expense | 421,000 | 874,000 | 1,390,000 | 1,959,000 |
| Net interest income | 717,000 | 1,479,000 | 2,272,000 | 3,057,000 |
| Noninterest income | 285,000 | 601,000 | 901,000 | 1,181,000 |
| Noninterest expense | 710,000 | 1,455,000 | 2,186,000 | 2,969,000 |
| Provision for loan losses | 15,000 | 50,000 | 105,000 | 140,000 |
| Pretax income | 291,000 | 585,000 | 896,000 | 1,140,000 |
| Income tax | 101,000 | 183,000 | 265,000 | 295,000 |
| Net income | 190,000 | 402,000 | 631,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,504,000 | 8,722,000 | 8,951,000 | 8,971,000 |
| Total capital | 9,210,000 | 9,461,000 | 9,721,000 | 9,770,000 |
| Risk-weighted assets | 64,318,000 | 64,652,000 | 67,502,000 | 70,553,000 |