Call reports 2002
TRISTAR BANK — 2002
What TRISTAR BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 48,028,000 | 49,146,000 | 55,964,000 | 56,740,000 |
| Total loans | 31,911,000 | 33,990,000 | 35,829,000 | 37,551,000 |
| Allowance for loan losses | 425,000 | 455,000 | 491,000 | 551,000 |
| Securities available for sale | 9,105,000 | 8,022,000 | 12,843,000 | 12,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,658,000 | 41,424,000 | 47,967,000 | 47,908,000 |
| Interest-bearing deposits | 36,583,000 | 38,403,000 | 43,703,000 | 43,640,000 |
| Noninterest-bearing deposits | 4,075,000 | 3,021,000 | 4,264,000 | 4,268,000 |
| Equity capital | 7,193,000 | 7,526,000 | 7,796,000 | 7,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,529,000 | 2,335,000 | 3,160,000 |
| Interest expense | 321,000 | 631,000 | 968,000 | 1,297,000 |
| Net interest income | 419,000 | 898,000 | 1,367,000 | 1,863,000 |
| Noninterest income | 169,000 | 317,000 | 502,000 | 727,000 |
| Noninterest expense | 442,000 | 905,000 | 1,377,000 | 1,863,000 |
| Provision for loan losses | 50,000 | 85,000 | 120,000 | 185,000 |
| Pretax income | 102,000 | 235,000 | 411,000 | 608,000 |
| Income tax | 0 | 0 | 32,000 | 82,000 |
| Net income | 102,000 | 235,000 | 379,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,354,000 | 7,476,000 | 7,624,000 | 7,799,000 |
| Total capital | 7,761,000 | 7,903,000 | 8,115,000 | 8,341,000 |
| Risk-weighted assets | 32,540,000 | 34,104,000 | 41,146,000 | 43,343,000 |