Call reports 2019
FIDELITY BANK — 2019
What FIDELITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 542,991,000 | 526,244,000 |
| Total loans | 407,767,000 | 395,343,000 |
| Allowance for loan losses | 37,000 | 393,000 |
| Securities available for sale | 7,842,000 | 7,790,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 417,657,000 | 389,914,000 |
| Interest-bearing deposits | 275,457,000 | 241,266,000 |
| Noninterest-bearing deposits | 142,200,000 | 148,648,000 |
| Equity capital | 111,032,000 | 113,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 2,293,000 | 9,462,000 |
| Interest expense | 321,000 | 1,363,000 |
| Net interest income | 1,972,000 | 8,099,000 |
| Noninterest income | 201,000 | 685,000 |
| Noninterest expense | 1,331,000 | 4,070,000 |
| Provision for loan losses | 42,000 | 393,000 |
| Pretax income | 800,000 | 4,321,000 |
| Income tax | 185,000 | 870,000 |
| Net income | 615,000 | 3,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 51,064,000 | 53,633,000 |
| Total capital | 51,101,000 | 54,026,000 |
| Risk-weighted assets | 402,021,000 | 382,322,000 |