Call reports 2018
FIDELITY BANK — 2018
What FIDELITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 511,086,000 | 515,000,000 | 517,257,000 | 502,268,000 |
| Total loans | 416,242,000 | 421,000,000 | 423,180,000 | 414,202,000 |
| Allowance for loan losses | 4,739,000 | 5,217,000 | 5,081,000 | 5,257,000 |
| Securities available for sale | 9,389,000 | 9,247,000 | 8,817,000 | 8,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,107,000 | 399,772,000 | 401,500,000 | 416,570,000 |
| Interest-bearing deposits | 253,875,000 | 239,482,000 | 241,849,000 | 246,411,000 |
| Noninterest-bearing deposits | 151,232,000 | 160,290,000 | 159,651,000 | 170,159,000 |
| Equity capital | 57,090,000 | 56,650,000 | 59,257,000 | 61,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,364,000 | 12,785,000 | 19,407,000 | 26,164,000 |
| Interest expense | 699,000 | 1,415,000 | 2,338,000 | 3,243,000 |
| Net interest income | 5,665,000 | 11,370,000 | 17,069,000 | 22,921,000 |
| Noninterest income | 358,000 | 700,000 | 1,317,000 | 1,755,000 |
| Noninterest expense | 2,789,000 | 5,675,000 | 8,467,000 | 11,267,000 |
| Provision for loan losses | 210,000 | 350,000 | 560,000 | 770,000 |
| Pretax income | 3,024,000 | 6,045,000 | 9,359,000 | 12,639,000 |
| Income tax | 632,000 | 1,284,000 | 1,986,000 | 2,680,000 |
| Net income | 2,392,000 | 4,761,000 | 7,373,000 | 9,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,942,000 | 54,568,000 | 57,223,000 | 59,554,000 |
| Total capital | 59,681,000 | 59,643,000 | 62,304,000 | 64,530,000 |
| Risk-weighted assets | 403,379,000 | 405,884,000 | 409,563,000 | 397,836,000 |