Call reports 2016
FIDELITY BANK — 2016
What FIDELITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 427,253,000 | 439,918,000 | 454,199,000 | 473,401,000 |
| Total loans | 354,266,000 | 356,992,000 | 382,280,000 | 403,313,000 |
| Allowance for loan losses | 4,711,000 | 4,880,000 | 5,017,000 | 5,008,000 |
| Securities available for sale | 12,956,000 | 13,081,000 | 12,767,000 | 12,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,892,000 | 341,337,000 | 338,632,000 | 346,443,000 |
| Interest-bearing deposits | 209,512,000 | 210,568,000 | 204,556,000 | 207,319,000 |
| Noninterest-bearing deposits | 130,380,000 | 130,769,000 | 134,076,000 | 139,124,000 |
| Equity capital | 45,528,000 | 46,104,000 | 47,982,000 | 49,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,896,000 | 10,039,000 | 15,414,000 | 20,954,000 |
| Interest expense | 137,000 | 355,000 | 631,000 | 944,000 |
| Net interest income | 4,759,000 | 9,684,000 | 14,783,000 | 20,010,000 |
| Noninterest income | 418,000 | 791,000 | 1,239,000 | 1,656,000 |
| Noninterest expense | 2,621,000 | 5,222,000 | 7,767,000 | 10,626,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 840,000 |
| Pretax income | 2,346,000 | 4,833,000 | 7,625,000 | 10,200,000 |
| Income tax | 774,000 | 1,593,000 | 2,522,000 | 3,346,000 |
| Net income | 1,572,000 | 3,240,000 | 5,103,000 | 6,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,542,000 | 43,943,000 | 45,839,000 | 47,124,000 |
| Total capital | 47,892,000 | 48,321,000 | 50,501,000 | 52,028,000 |
| Risk-weighted assets | 347,684,000 | 349,806,000 | 372,654,000 | 392,234,000 |