Call reports 2015
FIDELITY BANK — 2015
What FIDELITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 371,856,000 | 369,441,000 | 393,056,000 | 395,134,000 |
| Total loans | 279,150,000 | 281,943,000 | 315,754,000 | 329,954,000 |
| Allowance for loan losses | 3,720,000 | 4,063,000 | 4,302,000 | 4,511,000 |
| Securities available for sale | 24,253,000 | 21,438,000 | 16,177,000 | 11,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,745,000 | 326,596,000 | 348,614,000 | 348,871,000 |
| Interest-bearing deposits | 198,317,000 | 197,347,000 | 210,668,000 | 213,885,000 |
| Noninterest-bearing deposits | 131,428,000 | 129,249,000 | 137,946,000 | 134,986,000 |
| Equity capital | 40,088,000 | 41,003,000 | 42,369,000 | 44,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,054,000 | 8,199,000 | 12,761,000 | 17,422,000 |
| Interest expense | 147,000 | 287,000 | 407,000 | 525,000 |
| Net interest income | 3,907,000 | 7,912,000 | 12,354,000 | 16,897,000 |
| Noninterest income | 487,000 | 951,000 | 1,573,000 | 1,988,000 |
| Noninterest expense | 2,309,000 | 4,677,000 | 7,061,000 | 9,880,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 840,000 |
| Pretax income | 1,875,000 | 3,766,000 | 6,236,000 | 8,165,000 |
| Income tax | 667,000 | 1,314,000 | 2,168,000 | 2,586,000 |
| Net income | 1,208,000 | 2,452,000 | 4,068,000 | 5,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,127,000 | 39,088,000 | 40,425,000 | 42,220,000 |
| Total capital | 41,471,000 | 42,468,000 | 44,223,000 | 46,233,000 |
| Risk-weighted assets | 267,208,000 | 269,788,000 | 303,362,000 | 320,573,000 |