Call reports 2014
FIDELITY BANK — 2014
What FIDELITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 260,753,000 | 366,002,000 | 371,438,000 | 379,825,000 |
| Total loans | 199,090,000 | 248,436,000 | 257,050,000 | 273,402,000 |
| Allowance for loan losses | 3,400,000 | 3,343,000 | 3,429,000 | 3,584,000 |
| Securities available for sale | 6,776,000 | 19,149,000 | 19,554,000 | 21,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,638,000 | 327,603,000 | 331,781,000 | 338,607,000 |
| Interest-bearing deposits | 147,685,000 | 200,854,000 | 198,061,000 | 207,055,000 |
| Noninterest-bearing deposits | 88,953,000 | 126,749,000 | 133,720,000 | 131,552,000 |
| Equity capital | 22,833,000 | 36,955,000 | 37,937,000 | 39,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,800,000 | 7,546,000 | 11,295,000 | 15,488,000 |
| Interest expense | 139,000 | 297,000 | 452,000 | 602,000 |
| Net interest income | 2,661,000 | 7,249,000 | 10,843,000 | 14,886,000 |
| Noninterest income | 282,000 | 818,000 | 1,787,000 | 2,174,000 |
| Noninterest expense | 1,575,000 | 5,178,000 | 7,594,000 | 9,989,000 |
| Provision for loan losses | 150,000 | 420,000 | 630,000 | 840,000 |
| Pretax income | 1,218,000 | 2,469,000 | 4,406,000 | 6,231,000 |
| Income tax | 399,000 | 798,000 | 1,430,000 | 1,930,000 |
| Net income | 819,000 | 1,671,000 | 2,976,000 | 4,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,800,000 | 33,961,000 | 35,001,000 | 36,251,000 |
| Total capital | 25,338,000 | 37,129,000 | 38,196,000 | 39,629,000 |
| Risk-weighted assets | 202,164,000 | 253,230,000 | 255,396,000 | 270,059,000 |