Call reports 2013
FIDELITY BANK — 2013
What FIDELITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 239,397,000 | 250,127,000 | 256,799,000 | 250,035,000 |
| Total loans | 176,848,000 | 180,270,000 | 189,666,000 | 201,742,000 |
| Allowance for loan losses | 2,915,000 | 3,036,000 | 3,022,000 | 3,248,000 |
| Securities available for sale | 7,305,000 | 5,908,000 | 6,541,000 | 6,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,636,000 | 222,606,000 | 228,356,000 | 226,942,000 |
| Interest-bearing deposits | 141,609,000 | 144,935,000 | 142,291,000 | 148,309,000 |
| Noninterest-bearing deposits | 71,027,000 | 77,671,000 | 86,065,000 | 78,633,000 |
| Equity capital | 25,829,000 | 26,585,000 | 27,428,000 | 21,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,505,000 | 5,121,000 | 7,938,000 | 10,762,000 |
| Interest expense | 223,000 | 450,000 | 666,000 | 808,000 |
| Net interest income | 2,282,000 | 4,671,000 | 7,272,000 | 9,954,000 |
| Noninterest income | 246,000 | 511,000 | 788,000 | 1,065,000 |
| Noninterest expense | 1,446,000 | 2,794,000 | 4,290,000 | 5,835,000 |
| Provision for loan losses | 130,000 | 250,000 | 370,000 | 640,000 |
| Pretax income | 952,000 | 2,138,000 | 3,400,000 | 4,544,000 |
| Income tax | 308,000 | 698,000 | 1,110,000 | 1,483,000 |
| Net income | 644,000 | 1,440,000 | 2,290,000 | 3,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,750,000 | 26,549,000 | 27,403,000 | 21,978,000 |
| Total capital | 28,048,000 | 28,863,000 | 29,825,000 | 24,611,000 |
| Risk-weighted assets | 183,257,000 | 184,360,000 | 193,158,000 | 210,062,000 |