Call reports 2012
FIDELITY BANK — 2012
What FIDELITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 244,641,000 | 236,958,000 | 235,010,000 | 257,698,000 |
| Total loans | 176,606,000 | 177,298,000 | 182,953,000 | 182,683,000 |
| Allowance for loan losses | 2,959,000 | 3,055,000 | 3,149,000 | 3,304,000 |
| Securities available for sale | 7,637,000 | 7,958,000 | 7,660,000 | 7,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,163,000 | 212,806,000 | 209,788,000 | 231,645,000 |
| Interest-bearing deposits | 149,088,000 | 141,912,000 | 139,470,000 | 147,188,000 |
| Noninterest-bearing deposits | 72,075,000 | 70,894,000 | 70,318,000 | 84,457,000 |
| Equity capital | 22,874,000 | 23,633,000 | 24,465,000 | 25,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,572,000 | 5,167,000 | 7,825,000 | 10,513,000 |
| Interest expense | 271,000 | 517,000 | 747,000 | 974,000 |
| Net interest income | 2,301,000 | 4,650,000 | 7,078,000 | 9,539,000 |
| Noninterest income | 230,000 | 486,000 | 740,000 | 986,000 |
| Noninterest expense | 1,387,000 | 2,790,000 | 4,233,000 | 5,695,000 |
| Provision for loan losses | 150,000 | 275,000 | 350,000 | 500,000 |
| Pretax income | 994,000 | 2,071,000 | 3,235,000 | 4,330,000 |
| Income tax | 310,000 | 638,000 | 1,007,000 | 1,347,000 |
| Net income | 684,000 | 1,433,000 | 2,228,000 | 2,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,796,000 | 23,545,000 | 24,344,000 | 25,102,000 |
| Total capital | 25,138,000 | 25,880,000 | 26,676,000 | 27,499,000 |
| Risk-weighted assets | 186,717,000 | 186,115,000 | 185,740,000 | 190,869,000 |