Call reports 2011
FIDELITY BANK — 2011
What FIDELITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 206,593,000 | 220,844,000 | 231,763,000 | 248,128,000 |
| Total loans | 153,090,000 | 156,807,000 | 174,823,000 | 175,953,000 |
| Allowance for loan losses | 2,441,000 | 2,594,000 | 2,665,000 | 2,822,000 |
| Securities available for sale | 8,876,000 | 7,702,000 | 6,531,000 | 7,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,493,000 | 199,350,000 | 209,344,000 | 225,241,000 |
| Interest-bearing deposits | 125,172,000 | 138,529,000 | 138,783,000 | 146,868,000 |
| Noninterest-bearing deposits | 60,321,000 | 60,821,000 | 70,561,000 | 78,373,000 |
| Equity capital | 20,444,000 | 20,982,000 | 21,571,000 | 22,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,188,000 | 4,464,000 | 6,928,000 | 9,545,000 |
| Interest expense | 306,000 | 611,000 | 921,000 | 1,204,000 |
| Net interest income | 1,882,000 | 3,853,000 | 6,007,000 | 8,341,000 |
| Noninterest income | 235,000 | 444,000 | 639,000 | 870,000 |
| Noninterest expense | 1,340,000 | 2,656,000 | 4,076,000 | 5,519,000 |
| Provision for loan losses | 300,000 | 450,000 | 525,000 | 725,000 |
| Pretax income | 477,000 | 1,191,000 | 2,045,000 | 2,967,000 |
| Income tax | 129,000 | 336,000 | 593,000 | 875,000 |
| Net income | 348,000 | 855,000 | 1,452,000 | 2,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,367,000 | 20,876,000 | 21,472,000 | 22,112,000 |
| Total capital | 22,379,000 | 22,969,000 | 23,767,000 | 24,436,000 |
| Risk-weighted assets | 160,563,000 | 166,943,000 | 183,251,000 | 185,423,000 |