Call reports 2010
FIDELITY BANK — 2010
What FIDELITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 227,163,000 | 204,915,000 | 217,568,000 | 206,977,000 |
| Total loans | 168,483,000 | 148,385,000 | 150,749,000 | 151,361,000 |
| Allowance for loan losses | 2,490,000 | 1,909,000 | 2,056,000 | 2,200,000 |
| Securities available for sale | 9,343,000 | 7,012,000 | 6,662,000 | 6,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,854,000 | 185,160,000 | 197,313,000 | 186,057,000 |
| Interest-bearing deposits | 162,260,000 | 133,776,000 | 141,024,000 | 129,459,000 |
| Noninterest-bearing deposits | 45,594,000 | 51,384,000 | 56,289,000 | 56,598,000 |
| Equity capital | 18,799,000 | 19,167,000 | 19,582,000 | 20,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,274,000 | 4,571,000 | 6,849,000 | 9,317,000 |
| Interest expense | 480,000 | 918,000 | 1,295,000 | 1,635,000 |
| Net interest income | 1,794,000 | 3,653,000 | 5,554,000 | 7,682,000 |
| Noninterest income | 209,000 | 423,000 | 649,000 | 866,000 |
| Noninterest expense | 1,329,000 | 2,646,000 | 3,967,000 | 5,309,000 |
| Provision for loan losses | 150,000 | 350,000 | 500,000 | 650,000 |
| Pretax income | 524,000 | 1,080,000 | 1,736,000 | 2,589,000 |
| Income tax | 178,000 | 367,000 | 590,000 | 880,000 |
| Net income | 346,000 | 713,000 | 1,146,000 | 1,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,656,000 | 19,024,000 | 19,457,000 | 20,020,000 |
| Total capital | 20,690,000 | 20,933,000 | 21,400,000 | 22,000,000 |
| Risk-weighted assets | 162,261,000 | 156,812,000 | 155,349,000 | 158,189,000 |