Call reports 2009
FIDELITY BANK — 2009
What FIDELITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 184,123,000 | 194,083,000 | 201,583,000 | 215,766,000 |
| Total loans | 146,130,000 | 145,675,000 | 147,146,000 | 162,760,000 |
| Allowance for loan losses | 2,017,000 | 2,017,000 | 2,171,000 | 2,330,000 |
| Securities available for sale | 11,093,000 | 11,827,000 | 10,354,000 | 9,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,927,000 | 175,722,000 | 182,699,000 | 196,634,000 |
| Interest-bearing deposits | 125,679,000 | 132,245,000 | 135,062,000 | 147,001,000 |
| Noninterest-bearing deposits | 40,248,000 | 43,477,000 | 47,637,000 | 49,633,000 |
| Equity capital | 17,618,000 | 17,743,000 | 18,159,000 | 18,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,130,000 | 4,358,000 | 6,597,000 | 8,728,000 |
| Interest expense | 505,000 | 992,000 | 1,475,000 | 1,940,000 |
| Net interest income | 1,625,000 | 3,366,000 | 5,122,000 | 6,788,000 |
| Noninterest income | 221,000 | 445,000 | 702,000 | 900,000 |
| Noninterest expense | 1,196,000 | 2,666,000 | 3,960,000 | 5,267,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 500,000 | 845,000 | 1,414,000 | 1,821,000 |
| Income tax | 170,000 | 287,000 | 481,000 | 619,000 |
| Net income | 330,000 | 558,000 | 933,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,429,000 | 17,660,000 | 18,037,000 | 18,309,000 |
| Total capital | 19,386,000 | 19,586,000 | 19,999,000 | 20,287,000 |
| Risk-weighted assets | 156,471,000 | 153,975,000 | 156,783,000 | 157,892,000 |