Call reports 2008
FIDELITY BANK — 2008
What FIDELITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 173,389,000 | 200,114,000 | 203,211,000 | 186,010,000 |
| Total loans | 130,754,000 | 138,167,000 | 141,184,000 | 145,535,000 |
| Allowance for loan losses | 1,690,000 | 1,719,000 | 1,843,000 | 1,865,000 |
| Securities available for sale | 11,521,000 | 13,551,000 | 12,977,000 | 12,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,883,000 | 183,503,000 | 185,697,000 | 168,078,000 |
| Interest-bearing deposits | 119,528,000 | 142,622,000 | 144,367,000 | 122,624,000 |
| Noninterest-bearing deposits | 37,355,000 | 40,881,000 | 41,330,000 | 45,454,000 |
| Equity capital | 15,894,000 | 16,084,000 | 16,758,000 | 17,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,655,000 | 5,214,000 | 7,824,000 | 10,277,000 |
| Interest expense | 781,000 | 1,499,000 | 2,184,000 | 2,829,000 |
| Net interest income | 1,874,000 | 3,715,000 | 5,640,000 | 7,448,000 |
| Noninterest income | 244,000 | 478,000 | 764,000 | 1,044,000 |
| Noninterest expense | 1,239,000 | 2,507,000 | 3,719,000 | 5,158,000 |
| Provision for loan losses | 200,000 | 500,000 | 600,000 | 600,000 |
| Pretax income | 679,000 | 1,186,000 | 2,085,000 | 2,734,000 |
| Income tax | 206,000 | 361,000 | 667,000 | 888,000 |
| Net income | 473,000 | 825,000 | 1,418,000 | 1,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,712,000 | 16,068,000 | 16,664,000 | 17,096,000 |
| Total capital | 17,402,000 | 17,787,000 | 18,507,000 | 18,961,000 |
| Risk-weighted assets | 157,390,000 | 167,218,000 | 159,703,000 | 159,743,000 |