Call reports 2007
FIDELITY BANK — 2007
What FIDELITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 141,187,000 | 150,486,000 | 164,415,000 | 175,312,000 |
| Total loans | 97,860,000 | 116,522,000 | 125,080,000 | 130,585,000 |
| Allowance for loan losses | 1,289,000 | 1,461,000 | 1,614,000 | 1,686,000 |
| Securities available for sale | 16,710,000 | 15,564,000 | 13,465,000 | 11,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,120,000 | 132,445,000 | 149,003,000 | 159,368,000 |
| Interest-bearing deposits | 89,666,000 | 98,245,000 | 110,192,000 | 121,436,000 |
| Noninterest-bearing deposits | 37,454,000 | 34,200,000 | 38,811,000 | 37,932,000 |
| Equity capital | 13,537,000 | 14,067,000 | 14,775,000 | 15,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,931,000 | 7,819,000 | 10,726,000 |
| Interest expense | 703,000 | 1,510,000 | 2,440,000 | 3,429,000 |
| Net interest income | 1,573,000 | 3,421,000 | 5,379,000 | 7,297,000 |
| Noninterest income | 228,000 | 457,000 | 661,000 | 920,000 |
| Noninterest expense | 1,051,000 | 2,124,000 | 3,239,000 | 4,429,000 |
| Provision for loan losses | 80,000 | 239,000 | 396,000 | 678,000 |
| Pretax income | 670,000 | 1,515,000 | 2,405,000 | 3,110,000 |
| Income tax | 203,000 | 465,000 | 743,000 | 957,000 |
| Net income | 467,000 | 1,050,000 | 1,662,000 | 2,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,540,000 | 14,126,000 | 14,740,000 | 15,235,000 |
| Total capital | 14,829,000 | 15,587,000 | 16,353,000 | 16,921,000 |
| Risk-weighted assets | 116,861,000 | 135,091,000 | 149,451,000 | 159,357,000 |