Call reports 2006
FIDELITY BANK — 2006
What FIDELITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 112,266,000 | 118,590,000 | 122,508,000 | 131,400,000 |
| Total loans | 71,091,000 | 75,685,000 | 81,367,000 | 89,611,000 |
| Allowance for loan losses | 890,000 | 1,050,000 | 1,131,000 | 1,235,000 |
| Securities available for sale | 15,368,000 | 16,617,000 | 16,756,000 | 16,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,361,000 | 106,232,000 | 109,710,000 | 117,948,000 |
| Interest-bearing deposits | 75,586,000 | 71,114,000 | 74,881,000 | 81,141,000 |
| Noninterest-bearing deposits | 27,775,000 | 35,118,000 | 34,829,000 | 36,807,000 |
| Equity capital | 8,480,000 | 11,770,000 | 12,459,000 | 13,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,547,000 | 5,606,000 | 7,879,000 |
| Interest expense | 436,000 | 923,000 | 1,406,000 | 1,962,000 |
| Net interest income | 1,246,000 | 2,624,000 | 4,200,000 | 5,917,000 |
| Noninterest income | 171,000 | 352,000 | 566,000 | 735,000 |
| Noninterest expense | 760,000 | 1,592,000 | 2,497,000 | 3,469,000 |
| Provision for loan losses | 26,000 | 186,000 | 267,000 | 374,000 |
| Pretax income | 631,000 | 1,198,000 | 2,002,000 | 2,809,000 |
| Income tax | 222,000 | 407,000 | 671,000 | 955,000 |
| Net income | 409,000 | 791,000 | 1,331,000 | 1,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,621,000 | 12,002,000 | 12,543,000 | 13,071,000 |
| Total capital | 9,511,000 | 13,052,000 | 13,674,000 | 14,306,000 |
| Risk-weighted assets | 85,065,000 | 88,066,000 | 96,041,000 | 106,666,000 |