Call reports 2004
FIDELITY BANK — 2004
What FIDELITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 28,300,000 | 34,936,000 | 44,992,000 | 54,263,000 |
| Total loans | 15,442,000 | 23,080,000 | 28,494,000 | 37,054,000 |
| Allowance for loan losses | 190,000 | 300,000 | 350,000 | 455,000 |
| Securities available for sale | 4,659,000 | 5,594,000 | 5,600,000 | 7,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,152,000 | 28,010,000 | 38,004,000 | 47,224,000 |
| Interest-bearing deposits | 16,649,000 | 22,093,000 | 27,937,000 | 35,619,000 |
| Noninterest-bearing deposits | 4,503,000 | 5,917,000 | 10,067,000 | 11,605,000 |
| Equity capital | 7,076,000 | 6,837,000 | 6,897,000 | 6,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 191,000 | 475,000 | 887,000 | 1,471,000 |
| Interest expense | 45,000 | 104,000 | 191,000 | 308,000 |
| Net interest income | 146,000 | 371,000 | 696,000 | 1,163,000 |
| Noninterest income | 20,000 | 59,000 | 139,000 | 214,000 |
| Noninterest expense | 313,000 | 617,000 | 957,000 | 1,337,000 |
| Provision for loan losses | 90,000 | 200,000 | 250,000 | 355,000 |
| Pretax income | -237,000 | -387,000 | -372,000 | -315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -237,000 | -387,000 | -372,000 | -315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,053,000 | 6,903,000 | 6,918,000 | 6,975,000 |
| Total capital | 7,243,000 | 7,203,000 | 7,268,000 | 7,430,000 |
| Risk-weighted assets | 18,759,000 | 28,522,000 | 34,923,000 | 42,215,000 |