Call reports 2003
FIDELITY BANK — 2003
What FIDELITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Total assets | 13,732,000 | 23,250,000 |
| Total loans | 1,723,000 | 8,224,000 |
| Allowance for loan losses | 20,000 | 100,000 |
| Securities available for sale | 0 | 2,544,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 6,115,000 | 15,908,000 |
| Interest-bearing deposits | 5,642,000 | 13,062,000 |
| Noninterest-bearing deposits | 473,000 | 2,846,000 |
| Equity capital | 7,593,000 | 7,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Interest income | 8,000 | 113,000 |
| Interest expense | 2,000 | 28,000 |
| Net interest income | 6,000 | 85,000 |
| Noninterest income | 3,000 | 8,000 |
| Noninterest expense | 396,000 | 703,000 |
| Provision for loan losses | 20,000 | 100,000 |
| Pretax income | -407,000 | -710,000 |
| Income tax | 0 | 0 |
| Net income | -407,000 | -710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Tier 1 capital | 7,593,000 | 7,293,000 |
| Total capital | 7,613,000 | 7,390,000 |
| Risk-weighted assets | 4,673,000 | 11,028,000 |