Call reports 2021
MAINSTREET BANK — 2021
What MAINSTREET BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 102,693,000 | 105,460,000 |
| Total loans | 59,474,000 | 57,180,000 |
| Allowance for loan losses | 788,000 | 0 |
| Securities available for sale | 24,498,000 | 28,960,000 |
| Securities held to maturity | 4,368,000 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 91,074,000 | 94,599,000 |
| Interest-bearing deposits | 74,655,000 | 78,077,000 |
| Noninterest-bearing deposits | 16,419,000 | 16,522,000 |
| Equity capital | 9,580,000 | 8,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 1,007,000 | 2,069,000 |
| Interest expense | 105,000 | 178,000 |
| Net interest income | 902,000 | 1,891,000 |
| Noninterest income | 66,000 | 136,000 |
| Noninterest expense | 746,000 | 1,645,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 222,000 | 468,000 |
| Income tax | 25,000 | 50,000 |
| Net income | 197,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 9,481,000 | 8,715,000 |