Call reports 2019
MAINSTREET BANK — 2019
What MAINSTREET BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 94,026,000 | 96,382,000 | 94,459,000 | 96,083,000 |
| Total loans | 60,311,000 | 65,529,000 | 63,203,000 | 65,823,000 |
| Allowance for loan losses | 704,000 | 711,000 | 705,000 | 745,000 |
| Securities available for sale | 1,259,000 | 1,294,000 | 14,599,000 | 13,997,000 |
| Securities held to maturity | 23,805,000 | 22,813,000 | 8,763,000 | 7,941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,049,000 | 81,935,000 | 82,688,000 | 84,356,000 |
| Interest-bearing deposits | 69,852,000 | 69,268,000 | 70,450,000 | 70,443,000 |
| Noninterest-bearing deposits | 12,197,000 | 12,667,000 | 12,238,000 | 13,913,000 |
| Equity capital | 10,059,000 | 10,234,000 | 10,302,000 | 10,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,014,000 | 2,069,000 | 3,161,000 | 4,223,000 |
| Interest expense | 163,000 | 332,000 | 509,000 | 675,000 |
| Net interest income | 851,000 | 1,737,000 | 2,652,000 | 3,548,000 |
| Noninterest income | 83,000 | 166,000 | 247,000 | 340,000 |
| Noninterest expense | 822,000 | 1,636,000 | 2,432,000 | 3,268,000 |
| Provision for loan losses | 20,000 | 27,000 | 40,000 | 80,000 |
| Pretax income | 92,000 | 253,000 | 445,000 | 561,000 |
| Income tax | -8,000 | 0 | 11,000 | 25,000 |
| Net income | 100,000 | 253,000 | 434,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,799,000 | 9,964,000 | 9,947,000 | 9,838,000 |
| Total capital | 10,503,000 | 10,675,000 | 10,652,000 | 10,583,000 |
| Risk-weighted assets | 63,912,000 | 66,751,000 | 66,664,000 | 70,148,000 |