Call reports 2018
MAINSTREET BANK — 2018
What MAINSTREET BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 94,714,000 | 95,739,000 | 97,571,000 | 96,976,000 |
| Total loans | 58,044,000 | 63,004,000 | 63,952,000 | 63,715,000 |
| Allowance for loan losses | 634,000 | 664,000 | 676,000 | 684,000 |
| Securities available for sale | 1,186,000 | 1,190,000 | 1,178,000 | 1,212,000 |
| Securities held to maturity | 26,134,000 | 25,716,000 | 25,497,000 | 24,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,207,000 | 82,022,000 | 80,850,000 | 81,151,000 |
| Interest-bearing deposits | 68,536,000 | 69,258,000 | 68,715,000 | 69,213,000 |
| Noninterest-bearing deposits | 13,671,000 | 12,764,000 | 12,135,000 | 11,938,000 |
| Equity capital | 10,132,000 | 10,326,000 | 9,845,000 | 9,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 2,013,000 | 3,067,000 | 4,160,000 |
| Interest expense | 115,000 | 237,000 | 384,000 | 559,000 |
| Net interest income | 871,000 | 1,776,000 | 2,683,000 | 3,601,000 |
| Noninterest income | 76,000 | 164,000 | 247,000 | 350,000 |
| Noninterest expense | 769,000 | 1,564,000 | 2,353,000 | 3,291,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 105,000 |
| Pretax income | 178,000 | 383,000 | 507,000 | 566,000 |
| Income tax | 7,000 | 20,000 | 18,000 | -10,000 |
| Net income | 171,000 | 363,000 | 489,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,872,000 | 10,069,000 | 9,604,000 | 9,686,000 |
| Total capital | 10,506,000 | 10,733,000 | 10,280,000 | 10,370,000 |
| Risk-weighted assets | 62,496,000 | 66,054,000 | 67,235,000 | 67,438,000 |