Call reports 2017
MAINSTREET BANK — 2017
What MAINSTREET BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 91,093,000 | 91,898,000 | 91,796,000 | 91,879,000 |
| Total loans | 51,735,000 | 55,298,000 | 56,909,000 | 57,073,000 |
| Allowance for loan losses | 742,000 | 739,000 | 749,000 | 721,000 |
| Securities available for sale | 2,769,000 | 2,859,000 | 901,000 | 1,124,000 |
| Securities held to maturity | 28,665,000 | 28,163,000 | 27,360,000 | 26,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,636,000 | 78,142,000 | 79,118,000 | 79,430,000 |
| Interest-bearing deposits | 67,669,000 | 65,735,000 | 66,967,000 | 67,003,000 |
| Noninterest-bearing deposits | 12,967,000 | 12,407,000 | 12,151,000 | 12,427,000 |
| Equity capital | 9,774,000 | 10,049,000 | 10,155,000 | 9,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,941,000 | 2,929,000 | 3,941,000 |
| Interest expense | 94,000 | 184,000 | 290,000 | 408,000 |
| Net interest income | 875,000 | 1,757,000 | 2,639,000 | 3,533,000 |
| Noninterest income | 69,000 | 140,000 | 213,000 | 314,000 |
| Noninterest expense | 737,000 | 1,496,000 | 2,349,000 | 3,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 207,000 | 401,000 | 493,000 | 598,000 |
| Income tax | 6,000 | -6,000 | -19,000 | -29,000 |
| Net income | 201,000 | 407,000 | 512,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,567,000 | 9,782,000 | 9,835,000 | 9,688,000 |
| Total capital | 10,292,000 | 10,521,000 | 10,584,000 | 10,409,000 |
| Risk-weighted assets | 57,963,000 | 60,739,000 | 61,113,000 | 61,017,000 |