Call reports 2012
MAINSTREET BANK — 2012
What MAINSTREET BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,192,000 | 83,080,000 | 81,997,000 | 82,885,000 |
| Total loans | 46,521,000 | 47,215,000 | 46,015,000 | 47,966,000 |
| Allowance for loan losses | 752,000 | 733,000 | 741,000 | 727,000 |
| Securities available for sale | 1,169,000 | 760,000 | 760,000 | 690,000 |
| Securities held to maturity | 20,906,000 | 22,966,000 | 24,270,000 | 25,576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,923,000 | 74,667,000 | 73,421,000 | 74,151,000 |
| Interest-bearing deposits | 65,373,000 | 65,497,000 | 64,481,000 | 64,454,000 |
| Noninterest-bearing deposits | 9,550,000 | 9,170,000 | 8,940,000 | 9,697,000 |
| Equity capital | 7,899,000 | 8,031,000 | 8,227,000 | 8,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,035,000 | 2,031,000 | 3,031,000 | 4,062,000 |
| Interest expense | 140,000 | 273,000 | 404,000 | 532,000 |
| Net interest income | 895,000 | 1,758,000 | 2,627,000 | 3,530,000 |
| Noninterest income | -51,000 | -33,000 | 49,000 | 65,000 |
| Noninterest expense | 698,000 | 1,435,000 | 2,146,000 | 2,936,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 164,000 | 309,000 | 550,000 | 713,000 |
| Income tax | -91,000 | -78,000 | -33,000 | 8,000 |
| Net income | 255,000 | 387,000 | 583,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,535,000 | 7,667,000 | 7,863,000 | 7,925,000 |
| Total capital | 8,191,000 | 8,330,000 | 8,521,000 | 8,612,000 |
| Risk-weighted assets | 52,373,000 | 52,986,000 | 52,592,000 | 54,881,000 |