Call reports 2005
FIRST BANK OF SOUTH ARKANSAS — 2005
What FIRST BANK OF SOUTH ARKANSAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 100,730,000 |
| Total loans | 56,973,000 |
| Allowance for loan losses | 1,074,000 |
| Securities available for sale | 31,040,000 |
| Securities held to maturity | 17,000 |
| Trading assets | 0 |
| Total deposits | 87,666,000 |
| Interest-bearing deposits | 77,496,000 |
| Noninterest-bearing deposits | 10,170,000 |
| Equity capital | 9,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 1,309,000 |
| Interest expense | 439,000 |
| Net interest income | 870,000 |
| Noninterest income | 227,000 |
| Noninterest expense | 653,000 |
| Provision for loan losses | 45,000 |
| Pretax income | 399,000 |
| Income tax | 144,000 |
| Net income | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 9,543,000 |
| Total capital | 10,295,000 |
| Risk-weighted assets | 59,851,000 |