Call reports 2002
FIRST BANK OF SOUTH ARKANSAS — 2002
What FIRST BANK OF SOUTH ARKANSAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 85,021,000 | 84,616,000 | 82,212,000 | 89,518,000 |
| Total loans | 61,108,000 | 62,030,000 | 63,926,000 | 62,517,000 |
| Allowance for loan losses | 1,108,000 | 1,126,000 | 882,000 | 859,000 |
| Securities available for sale | 9,036,000 | 8,883,000 | 8,516,000 | 14,728,000 |
| Securities held to maturity | 2,736,000 | 2,662,000 | 1,536,000 | 437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,545,000 | 73,826,000 | 71,326,000 | 75,935,000 |
| Interest-bearing deposits | 65,842,000 | 65,144,000 | 62,489,000 | 67,736,000 |
| Noninterest-bearing deposits | 8,703,000 | 8,682,000 | 8,837,000 | 8,199,000 |
| Equity capital | 7,877,000 | 8,329,000 | 8,588,000 | 8,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,468,000 | 2,927,000 | 4,348,000 | 5,705,000 |
| Interest expense | 519,000 | 978,000 | 1,401,000 | 1,814,000 |
| Net interest income | 949,000 | 1,949,000 | 2,947,000 | 3,891,000 |
| Noninterest income | 205,000 | 446,000 | 664,000 | 890,000 |
| Noninterest expense | 656,000 | 1,322,000 | 1,971,000 | 2,625,000 |
| Provision for loan losses | 45,000 | 75,000 | 275,000 | 330,000 |
| Pretax income | 453,000 | 998,000 | 1,365,000 | 1,826,000 |
| Income tax | 154,000 | 348,000 | 466,000 | 677,000 |
| Net income | 299,000 | 650,000 | 899,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,275,000 | 7,625,000 | 7,875,000 | 8,074,000 |
| Total capital | 7,997,000 | 8,348,000 | 8,616,000 | 8,815,000 |
| Risk-weighted assets | 57,370,000 | 57,467,000 | 59,127,000 | 59,168,000 |