Call reports 2001
FIRST BANK OF SOUTH ARKANSAS — 2001
What FIRST BANK OF SOUTH ARKANSAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 88,854,000 | 88,222,000 | 87,703,000 | 85,293,000 |
| Total loans | 65,562,000 | 64,959,000 | 64,118,000 | 64,878,000 |
| Allowance for loan losses | 884,000 | 901,000 | 1,106,000 | 1,092,000 |
| Securities available for sale | 6,011,000 | 6,851,000 | 6,701,000 | 8,519,000 |
| Securities held to maturity | 3,000,000 | 3,517,000 | 3,973,000 | 3,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,312,000 | 74,678,000 | 74,176,000 | 75,027,000 |
| Interest-bearing deposits | 66,864,000 | 66,267,000 | 65,635,000 | 66,157,000 |
| Noninterest-bearing deposits | 8,448,000 | 8,411,000 | 8,541,000 | 8,870,000 |
| Equity capital | 7,764,000 | 7,723,000 | 7,742,000 | 7,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,783,000 | 3,516,000 | 5,210,000 | 6,809,000 |
| Interest expense | 933,000 | 1,788,000 | 2,589,000 | 3,274,000 |
| Net interest income | 850,000 | 1,728,000 | 2,621,000 | 3,535,000 |
| Noninterest income | 197,000 | 392,000 | 601,000 | 824,000 |
| Noninterest expense | 653,000 | 1,358,000 | 2,055,000 | 2,782,000 |
| Provision for loan losses | 50,000 | 180,000 | 468,000 | 488,000 |
| Pretax income | 344,000 | 582,000 | 700,000 | 1,089,000 |
| Income tax | 120,000 | 212,000 | 334,000 | 476,000 |
| Net income | 224,000 | 370,000 | 366,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,011,000 | 7,009,000 | 7,026,000 | 6,974,000 |
| Total capital | 7,895,000 | 7,767,000 | 7,774,000 | 7,725,000 |
| Risk-weighted assets | 73,518,000 | 60,493,000 | 59,511,000 | 59,725,000 |