Call reports 2026
FIRST BANK AND TRUST COMPANY — 2026
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 58,821,000 | 58,165,000 |
| Total loans | 20,642,000 | 21,241,000 |
| Allowance for loan losses | 261,000 | 261,000 |
| Securities available for sale | 12,462,000 | 12,302,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 47,821,000 | 47,119,000 |
| Interest-bearing deposits | 32,554,000 | 31,724,000 |
| Noninterest-bearing deposits | 15,267,000 | 15,395,000 |
| Equity capital | 8,221,000 | 8,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 653,000 | 1,366,000 |
| Interest expense | 106,000 | 224,000 |
| Net interest income | 547,000 | 1,142,000 |
| Noninterest income | 30,000 | 79,000 |
| Noninterest expense | 338,000 | 698,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 239,000 | 523,000 |
| Income tax | 0 | 0 |
| Net income | 239,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,435,000 | 9,719,000 |