Call reports 2025
FIRST BANK AND TRUST COMPANY — 2025
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 57,028,000 | 57,129,000 | 56,988,000 | 54,844,000 |
| Total loans | 20,781,000 | 19,949,000 | 20,147,000 | 20,949,000 |
| Allowance for loan losses | 271,000 | 265,000 | 262,000 | 261,000 |
| Securities available for sale | 13,438,000 | 13,291,000 | 13,046,000 | 12,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,024,000 | 46,635,000 | 46,407,000 | 43,414,000 |
| Interest-bearing deposits | 28,273,000 | 27,854,000 | 28,114,000 | 27,105,000 |
| Noninterest-bearing deposits | 18,751,000 | 18,781,000 | 18,293,000 | 16,309,000 |
| Equity capital | 7,595,000 | 7,952,000 | 7,951,000 | 8,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,401,000 | 2,099,000 | 2,795,000 |
| Interest expense | 104,000 | 203,000 | 309,000 | 408,000 |
| Net interest income | 596,000 | 1,198,000 | 1,790,000 | 2,387,000 |
| Noninterest income | 55,000 | 80,000 | 99,000 | 178,000 |
| Noninterest expense | 339,000 | 727,000 | 1,080,000 | 1,477,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 312,000 | 551,000 | 809,000 | 1,088,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 312,000 | 551,000 | 809,000 | 1,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,220,000 | 9,459,000 | 9,218,000 | 9,196,000 |