Call reports 2024
FIRST BANK AND TRUST COMPANY — 2024
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 56,931,000 | 56,799,000 | 62,185,000 | 58,016,000 |
| Total loans | 20,907,000 | 20,588,000 | 21,412,000 | 21,232,000 |
| Allowance for loan losses | 268,000 | 269,000 | 271,000 | 271,000 |
| Securities available for sale | 14,357,000 | 14,038,000 | 14,209,000 | 13,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,303,000 | 45,783,000 | 49,578,000 | 46,482,000 |
| Interest-bearing deposits | 27,421,000 | 27,050,000 | 32,403,000 | 28,487,000 |
| Noninterest-bearing deposits | 18,882,000 | 18,733,000 | 17,175,000 | 17,995,000 |
| Equity capital | 6,971,000 | 7,054,000 | 7,864,000 | 7,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 736,000 | 1,474,000 | 2,256,000 | 3,027,000 |
| Interest expense | 64,000 | 152,000 | 286,000 | 436,000 |
| Net interest income | 672,000 | 1,322,000 | 1,970,000 | 2,591,000 |
| Noninterest income | 77,000 | 150,000 | 224,000 | 299,000 |
| Noninterest expense | 351,000 | 719,000 | 1,081,000 | 1,502,000 |
| Provision for loan losses | 17,000 | 17,000 | 23,000 | 23,000 |
| Pretax income | 381,000 | 736,000 | 1,090,000 | 1,365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 381,000 | 736,000 | 1,090,000 | 1,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,801,000 | 8,906,000 | 9,260,000 | 8,908,000 |