Call reports 2023
FIRST BANK AND TRUST COMPANY — 2023
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 61,433,000 | 61,909,000 | 57,544,000 | 60,260,000 |
| Total loans | 21,049,000 | 20,913,000 | 20,593,000 | 20,837,000 |
| Allowance for loan losses | 262,000 | 264,000 | 292,000 | 273,000 |
| Securities available for sale | 16,557,000 | 15,181,000 | 14,268,000 | 14,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,513,000 | 45,576,000 | 43,971,000 | 48,260,000 |
| Interest-bearing deposits | 25,538,000 | 25,309,000 | 25,216,000 | 25,403,000 |
| Noninterest-bearing deposits | 19,975,000 | 20,267,000 | 18,755,000 | 22,857,000 |
| Equity capital | 6,361,000 | 6,508,000 | 6,256,000 | 6,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,390,000 | 2,111,000 | 2,871,000 |
| Interest expense | 30,000 | 66,000 | 109,000 | 163,000 |
| Net interest income | 635,000 | 1,324,000 | 2,002,000 | 2,708,000 |
| Noninterest income | 124,000 | 218,000 | 293,000 | 378,000 |
| Noninterest expense | 371,000 | 752,000 | 1,131,000 | 1,607,000 |
| Provision for loan losses | 43,000 | 43,000 | 76,000 | 77,000 |
| Pretax income | 345,000 | 747,000 | 1,088,000 | 1,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 345,000 | 747,000 | 1,088,000 | 1,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,208,000 | 8,410,000 | 8,751,000 | 8,420,000 |